Loan Modification Help!!!

It's Difficult to accomplish a modification on your own.

When a person simply calls a mortgage holder and asks for a modification, it is very common for that person to experience extreme frustration and exhaustion due their lender’s stall tactics, delay techniques and disorganization (by design). Some homeowners are just completely ignored. To do this on your own is very aggravating, time consuming as well as risky.

If you try to negotiate your note on your own you may soon find that your lender is extremely unorganized - one hand usually doesn’t know what the other hand is doing.

Often times, lenders will even string you along with the hopes of getting your loan restructured, and instead force you into default or foreclosure and ultimately risk losing your home. Other times they will even offer a modification and then renege on the deal. The bottom line is that mortgage companies often take advantage of what most homeowners are not aware of.

That type of response does not occur for clients that we represent. We know the laws of lending and have a dedicated staff that is constantly communicating with mortgage companies to achieve our clients' goals. With many years of experience on our side, we know how to optimally proceed and best promote the client's interests in any loan modification matter. When you choose At Anew Home Loan Services we let the bank know that it's time to sit down and take you seriously.We have built relationships with the lenders and know just who we need to contact to get the job done.

We conduct a full Forensic Audit on your loan documents.

80% of home loans that were originated and funded within the past 10 years do not comply with the applicable consumer credit laws (loan fraud). The most likely way to get a loan modification accomplished is to uncover loan fraud violations. Simply put, the banks are overwhelmed with loan resolution requests and mortgage foreclosures. It is nearly impossible for them to keep up with all of the requests. If our forensic loan audit were to determine that the bank violated federal or state lending laws, you can expect that they would be interested in accommodating that borrower, since they could be avoiding potentially significant fines and penalties as well as a potential lawsuit for loan fraud related instances.

We do not collect any fees upfront! There are a lot of scams out there:

Please beware; most states have implemented laws against collecting fees upfront for a loan modification. Generally, only attorneys are allowed to collect fees upfront for mortgage modification. This legislation was put into place because “ABC Loan Modification Companies" were ripping people off, and performing with no results. Remember, loan modification companies are not Law Firms. You do not need a Attorney to get a loan modification either. You just need someone who knows the law and how to get you the help you need.

Thousands of homeowners across the country have fallen victim to loan modification scams, losing their money and their home in the process. Many of these scams advertise themselves as "attorney supported" or “attorney based” services, but don't be fooled. They generally are not law firms and are not bound by the strict legal and ethical rules that attorneys must obey.